Save Green with an Energy-Efficient Home

doeimageEnergy costs can deplete a significant portion of a homeowner’s budget. In fact, they account for almost half of a typical U.S. home’s utility costs, according to the U.S. Department of Energy. With energy bills rising steadily, REALTORS® can play an important role in helping their clients manage their energy costs. These tips can help you get started.

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1. Schedule a professional home energy audit. A professional will assess the home from top-to-bottom, using the Home Energy Rating System (HERS) Index, the industry standard by which a home’s energy efficiency is measured. Often they’ll perform a “blower door test,” which shows thermographic imaging to pinpoint exactly where energy is escaping from. As part of the assessment, they’ll also offer suggestions on which upgrades to consider for maximum benefit.

2. Check the insulation. A properly insulated home can save up to 20 percent on heating and cooling costs. Not sure where to start? A significant amount of heat loss – up to 40 percent – is due to poorly insulated attics. It’s simple to determine whether the insulation is adequate. If you can see the wood joists of the attic floor, you may want to consider adding more insulation – a simple DIY project.

3. Install a programmable thermostat. Wi-Fi-enabled thermostats are automatically adjusted, and can be controlled with a broad choice of phone apps.  You are able to leave the heat or air conditioning at a lower setting during the day to keep your energy bills in check, and still come home to a comfortable house by changing the thermostat before you leave work.

4. Conduct routine maintenance. Everyday tasks, like replacing a furnace filter, can make appliances run more efficiently and last longer. One often-overlooked chore is the draining of sediment from the water heater. Over time, sediment and mineral deposits can accumulate, reducing the water heater’s efficiency.

5. Know your numbers. The U. S. Department of Energy has issued new mandatory energy efficiency standards that affect residential central air conditioners, heat pumps and water heaters. For instance, water heaters larger than 55 gallons may require additional equipment, thereby increasing the size of some units.

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6. Check the dates. The new standards for air conditioners and heat pumps went into effect Jan. 1, and the new water heater standards began April 16. However, an 18-month grace period is in place for installing non-compliant central air conditioners that were manufactured before the new standards went into effect. This grace period will expire June 30, 2016, pending existing inventory availability.

7. Utilize a home warranty contract. Some home warranty companies may help clients meet their energy efficiency goals by helping with situations that include refrigerant recapture, reclaim, and disposal; removal of defective equipment; mismatched systems; undetectable preexisting conditions; improper installations, repairs or modifications; and permits and code violations within stated limits. For more information on home warranties, services or coverage questions, contact me via phone, email or text. There are several companies that I have worked with over the years that will provide you with the plan that makes the most sense for you and your home.

Saving money through increased energy efficiency is a win-win for your wallet and the environment.


Busting the Myths about Credit Scores


Prepare for BATTLE Home Buyers!! Credit Scores are Important!!

imagesThe BIGGEST issue we face when qualifying buyers in the Home Buying Consultation is the CREDIT SCORE. Most buyers have not looked at their credit score, taking the “What I don’t know won’t hurt me approach”. In todays HOT home-buying market buyers have to be prepared to move immediately when a home they love hits the market and the first step to making that move is knowing your credit score.

There is a tool that’s FREE and available to you ( via TransUnion to check your credit score. It will not harm your credit to use and view your score. It will give you your credit rating based on a few simple questions. We have used it for ourselves at and are happy with the simplicity, security and results of the website. We even went as far to trick the security system to see what would happen. To our delight, the security protocols kicked-in prompting us to call their office which was a breeze. The Customer Service Representative was professional, courteous and a delight to chat with.


Click here to go to and get your FREE, secure credit score certificate today….. it’s SanDiegoRealEstateVeteran approved!!


If you have any questions…. call, text or email me.

  • J.R. Thrasher
  • 619-929-0105

Is Refinancing Worth It?

Refinance your home. Call us for more information today!


I get asked this question all the time by previous clients & people that are referred to me.


With a refinance, below are the most important questions to ask yourself to see if it’s worth it.


  1. How much longer do you plan ton living in the home?
  2. What is the current value of your home… What do you think it would sell for if you put it on the market (hypothetically). The value determines the terms of a loan you can be offered, so its really important.
  3. What is your objective? Is it to have a lower payment? Take out money to invest back into your home or in something else? Get rid of mortgage insurance? Or some other reason?

All of these factors determine whether you are ready to take action & refinance! If you know of anyone that has questions regarding refinancing their home or possibly purchasing a new one, please feel free to give them my number: 619-929-0105.


Need your Social Media “Shares” :-)

Please share with all your friends. Congresswoman Susan Davis is looking for a VETERAN for her San Diego Office. This will be through the Wounded Warrior Program and is a great opportunity for any VETERAN with a disability rating of 30% or greater.

We really appreciate your support and a simply “Share” on your behalf.




Wounded Warrior Job Opening Website | Forward to a Friend | Share on:  


Dear Friend,

I am honored to have been awarded the opportunity to hire a Veterans Community Representative in my San Diego office under the Wounded Warrior Program. I would appreciate it if you would help me spread the word and encourage eligible individuals you know to apply. This program is limited to veterans who have served on active duty since September 11, 2001, with less than 20 years of service and have a minimum 30% disability rating from the Department of Veterans Affairs.

Click here for the job announcement, including detailed directions on how to apply through the Wounded Warrior Program. Thank you for your help!
Warm regards,

Susan A. Davis
Member of Congress
Website | Contact
U.S. House of Representatives
1214 Longworth House Office Building
Washington, DC 20515
Phone: (202) 225-2040
Fax: (202) 225-2948

2700 Adams Ave
Suite 102
San Diego, CA 92116
Phone: (619) 280-5353
Fax: (619) 280-5311

Scripps Ranch…. under $300k! Top Rated Schools!!

ar124538068929953I was looking around for condos for a client of ours and found some homes in the Scripps Ranch community of San Diego, 92131 under $300,000!

If you haven’t experienced the schools, the Farmers Market, shopping and incredible family atmosphere in Scripps Ranch, take a moment to check it out. It’s a very tight knit community that focuses on quality of life for it’s residents.







If you would like to learn more about the Scripps Ranch community online, the Scripps Ranch Civic Association provides a newsletter for everyone and is very active in the community. They can be found here!


“Rain Barrel” Rebate: Take advantage of this free money before funds dry up.


Did you know….that collecting rainwater for use during dry months in rain barrels or other depositories is an ancient and traditional practice? Historical records show that rainwater was collected in simple clay containers as far back as 2,000 years ago in Thailand, and throughout other areas of the world after that. With the rising price of municipal water and drought restrictions now facing California, more and more homeowners are turning to the harvesting of rainwater to save money and protect this precious natural resource.

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Our local government will give you money to start collecting rain water!!! Both the City of San Diego and the Metropolitan Water District are offering “Rain Barrel” Rebate Programs that will help you reduce the cost of setting up a rain water collection system at your home. Take advantage of this free money before funds dry up!


images (2)The City of San Diego website states that a 1,000 sq. ft. roof surface captures 625 gallons of water for every 1 inch of rain that falls. Collecting and re-using rainwater from gutters and downspouts for lawns and gardens minimizes the amount of water flowing into your storm drains, sewer systems and local waterways. Plants and microbes prefer rainwater because it is naturally “soft” and free of chlorine, fluoride and other chemicals, plus you save a considerable amount of money on your water bill each year especially with the impending water rate increase for all Californians.

download (1)Most people think of the blue or green barrels that most do-it-yourselfers have been using for years … times have changed and rain water collection barrels have been designed to enhance your homes appearance. As you can see, by these photos with a little creative freedom your options are limitless!

Simply CLICK HERE to get more information on the City of San Diego rebate program and CLICK HERE for the Metropolitan Water District rebate program.

Water Conservation in California: Take a look at your home Reverse Osmosis system!



Reverse osmosis water purification is a type of water treatment process that has been used for more than 40 years now. It involves a system where water is forced to move from a solution with higher salt content to one with a weaker level of salinity. At first, this method was used only to take out the salt content in seawater. But as it became more popular, its purifying features have also been made available for households and commercial use. Below are some of the biggest advantages and disadvantages of using this water treatment method.



Condo’s & Townhomes under $100,000 in San Diego County

The Pros of Using Reverse Osmosis Water Purification

  • By using semi-permeable filters, reverse osmosis can take out particles like rust and other microscopic debris.
  • Reverse osmosis can also filter out minerals like lead, iron, manganese, and salt, which can all be harmful if taken in large quantities.
  • This system can even prevent harmful bacteria from contaminating drinking water.
  • This purifying system can remove chemicals like fluoride and chlorine that may have been added to the main water supply.
  • Compared to water treatment via distillation process, reverse osmosis does not waste that much water.
  • Reverse osmosis does not also use too much energy, unlike other water filtration and distillation systems.
  • The molecular composition of water treated via reverse osmosis makes it very effective against stains when used in washing clothes and other various types of fabrics.
  • Having your own reverse osmosis system at home spares you from spending on commercially available purified water.
  • With your own treatment system, you do not need to stock up on plastic bottles or jugs that can be harmful to the environment if not disposed of properly.
  • Reverse osmosis water purification is more advantageous for commercial applications.

Condo’s & Townhomes under $100,000 in San Diego County

The Cons of Reverse Osmosis Water Treatment

  • With reverse osmosis, beneficial alkaline minerals will also be filtered out along with harmful substances, making water highly acidic and bad for your health.
  • Water with less or zero alkaline content has a tendency to neutralize its acidity by absorbing and taking away calcium and other beneficial minerals in the body.
  • Reverse osmosis can leave drinking water tasteless and unappealing.
  • Highly acidic water can corrode metals like the ones used in household appliances and even home plumbing systems.
  • Some experts believe that reverse osmosis is not enough in purifying chemically-treated water distributed through water systems in municipalities and cities.
  • For every 1 gallon of purified water produced, an average of 3 to 8 gallons of water is wasted in reverse osmosis, making it one of the most costly treatment methods available for home use.
  • Reverse osmosis systems can only purify an average of 15 gallons a day, so it is a very slow home water treatment method compared to other filtration systems.
  • Using this system has a lot of hidden costs which includes regular replacement of filtration membranes.
  • Installing or repairing a reverse osmosis system at home can be difficult, requiring homeowners to spend extra on professional installers or plumbers.
  • Reverse osmosis is not practical for home use.

This article is taken from the following source:

Actual link to the article:


Guys….. we found it!!!

20150309_153539We toured the neighborhood, met some folks and enjoyed a meal in an up-and-coming area of Chula Vista.

This is a new 21-unit Townhome community coming to Chula Vista. 3 beds, 2.5 bath, 2 car garage. Near trolley and easy freeway access with dining & shopping nearby. Oh yeah, the ocean breeze is PHENOMENAL there!!! We were not allowed on-site during our visit, but were promised access soon; I believe that there will be ocean and/or mountain views.

Pricing is to be determined …. but I have it on good authority these homes will be starting in the Mid 300’s… making these particular Townhomes the absolute best deals on the market. The best part… you get to choose the finishes for your NEW home.

Our team is watching this one closely for you. This is truly a case of the “Early Bird Gets The Worm” … If you are even mildly interested I recommend letting us know now. Otherwise we’ll keep you updated on the progress and sales.

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